Nearly half of all people living in London are eligible for Shared Ownership and don’t realise it. We’re here to help you make sense of the options, so you can find a home you love in the city you love.

We’re passionate about helping you find the right home in the right neighbourhood, balanced with financing you can afford. That’s why our team is always on hand to help you weigh up your options and unlock the choice that’s right for your London lifestyle. 

Shared Ownership can make buying a home in London more affordable. You buy a percentage of a home (from 25% - 75% of its value) and pay rent on the rest. We’ll own the part of the home you rent, but you have control when it comes to how you want to live, decorate and when you want to move on (no landlords telling you what to do). As you’ll buy a percentage of the home it means you’ll have a smaller mortgage and a smaller deposit to pay, so it can be a great way to take your first step on the property ladder.

Shared ownership is designed to make homeownership more accessible, particularly for first-time buyers. By purchasing a share of the property and paying rent on the remainder, you can gradually increase your stake in the home over time, a process known as "staircasing".

Once you’ve completed your application and you're successful, you now become a leaseholder. Get ready to move and learn about buying additional shares, repayments and charges. 

Shared ownership properties can be sold in the future, offering flexibility if your circumstances change. Our resale guides explain how to sell your share, from finding a buyer to completing the sale, making the process as smooth as possible.

Got a question about Shared Ownership? We’ve got you covered!